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Step 1 assesses whether you understand and can apply important concepts of the sciences basic to the practice of medicine, with special emphasis on principles and mechanisms underlying health, disease, and modes of therapy. MFk t,:.FW8c1L&9aX: rbl1 Shaq which is a name that was given to her by her colleagues and international business associates, is recognized for her industry knowledge, work ethic, unwavering tenacity and many accomplishments. Duke.ia is the QuickBooks killer, providing reports and functionality that is particular to the trucking industry, Now, with almost 4,000 users they are looking to disrupt the trucking industry in the accounting space. In this episode we dive into the laws that are made to protect to . "You wanna know what's more important than throwin' away money at a strip club? He also elaborates on the costs and and issues he ran into while converting his 26 ft trailer into a mobile Cryo Therapy machine. Follow Riviera Finance on Instagram @riviera_factoring_atl or online at www.rivierafinance.com, #35 Alix Good Energy (Live from NYC) How To Create 7 Streams of Income In Trucking, Live from the LandRover in Brooklyn, New York City, I linked up with Fleet owner and serial entrepreneur Alix GoodEnergy, to shoot a podcast that would turn into a motion picture. This how they did it! Now, Together they are responsible for training a staggering 16,000 thousand students helping them pursue and realize their trucking business dreams. Listen to DIY Reparations - Planet Money podcast for free on GetPodcast. Larry is a Owner -Operator and avid Landstar Ambassador. A serial entrepreneur, Damien exemplifies what he has coined as "fly trucking! A man of Vision, Damiens hustle is unmatched and it seems as if his best work is yet to come. All in all Damien turned his lemons to lemonade. If your on the fence about purchasing a Box Truck and getting into the last-mile logitics space, this is the show for you. He started off by working as an intern to learn before starting his own company with some friends. Make sure you check out Hope on IG @hdwhitelogistics and connect with her online at https://logisticallyspeaking.online/courses/logistics-101-live-series/, #67 LaTosha McNair - The Hidden Gold Mine Of Trucking Back Office Support! Trapper, came from humble beginnings and has been through traumatic situations which we explore during the podcast. John & D literally started from nothing , barely able to afford a business bank account in the beginning, but with grit resourcefulness and determination they took their industry knowledge and turned it into their very own empire. diy reparations umar clark pdf constance zimmer 2021 Bruh.. Keidrain can now be found giving back, speaking and inspiring those who come from similar unfortunate circumstances reminding them know of that good old adage, If I can do it, You can to! Follow Keidrain on Instagram @bossmanbrewster for information and inspiring content. Benefits of database 3 . #8 Shanti & Gerren Hoffman - Dump Truck It Right! This book is comprehensive, student friendly (if still intimidating in size!) Helpful. Chasity Mims is a practitioner at her craft, bringing businesss to life by adding color and personality to the companies pallet. Mike started his driving career at 23 following in his fathers footsteps, who also is a tenured driver. .. Follow J on Instagram @j_hamm86 for more dope content and info. Mikes company will dispatch and help you manage your operation while the investors are able to be hands off and collect a residual income. smoke city char bar los angeles; youth sports referee jobs; que pasa cuando los dos amantes son casados; margot robbie samara weaving and jaime pressly The winner will be announced on February 14th 2021 go to www.brgiveaway.com to register. On Today's show we catch up with Tech and Trucking entrepreneur, Pierre Laguerre. Through it all he has stillmanaged to be resilient and use those life events as fuel and teachable moments to build on. Full transparency, Truck N Hustle does receive a small affiliate compensation of you decide to sign up! So they decided to take matters into their own hands. We literally go step by step through Damar's journey as he gives you "The Real" on how it is just getting started. Mike has started several businesses over the years, in total 6. Breonna Taylor #12 BJ Phillips -Truck-less Coins" Black Small Biz. how to write a doctors name and title, why is etsy international shipping so expensive. Both, Sharanda and Corey, were at one point sentenced to life in prison for federal drug charges with NO prior drug convictions and were cases in which Brittany litigated. Just some years back this couple started their courier service (sprinter van)business and have already scaled to having 8 cargo vans under their authority. Tune in to episode 78 as we explore this emerging nitche and learn how you to can start your own secure transport business. Credit Repair Fraud: What Law Says You Have to Pay a Bill? But instead, the troops were told to somehow force the Pashtun population to cooperate with a matriarchy and a gay anal overload. Umar uses alternative name, for example, Ali Clark Umar, Umar Clark, Clark Umar. Get your copy of "From The Rec Yard To The Streets" https://amzn.to/2LIbBCX. glen doherty 13 hours actor bobarchives The US authorized, left unpunished, and even participated in the mass murder of African Americans. Download Kumar and Clarks Clinical Medicine 8th Edition PDF Free. .. Happy New Years #Hustlefam! Eric spent the last 12 years building his NEMT(Non Emergency Medical Transportation)business. Kimberlys passion is now education and helping to inspire and assist other up and coming trucking business owners. "Another One", as Khaled would say, for the Truck N' Hustle history books. Alb. Tajuana breaks it all the down for us in this very transparent information packed episode. http://www.buriedaliveproject.org/ 2021-05-05. Follow Prunetta and Fitzgerald on instagram @thebhanggroup and reach out to them for healthcare services at http://thebhanggroup.com They have also provide a discount on services to all TNH listeners which is also mentioned in the podcast (listen for details). https://gumroad.com/l/auctionbuying with Jairo https://event.webinarjam.com/register/51/mg5xyazq Today, K. Neal Truck and Bus center has 4 locations through the Washington DC metropolitan AREA. Today we bring you another special guest. Follow Tristen Simmons @ladylogistix and Samantha Norman @logistics_chic also follow @leadingladiesoflogistix on instagram for more info, content and to find out when they are coming to your city. This is one of a select few books that deserves to be in most doctors personal possession and its as simple as that. There were many opportunities - post-abolition and before the Jim Crow era - for Congress to set a nationwide precedent for racial equality. Not your typical construction and trucking entrepreneur from the UK as his youth and swagger may cause you to double take especially when you see what hes been able to accomplish. He would even grow to have supervisory role in his company, but his dreams for the company were bigger than their own. 10 Steps to 50K in Business Credit! Also join him and over the 10k subscribers on his YouTube page Pro Haul TV. When you realize the importance of living life on your own terms and getting paid well while doing it, then you will understand how important being an entrepreneur is! >>>>>>>>>>>>>>>>>>>>>>>>>>>>> As a driver, Jay would get it from the mud, as she learned and developed her skill. Adopted at 3 years old by his uncle who was in the trucking business Umair (Sam) Chaudry @uc78612 faced many challenges early and throughout his life in his 28 years. w/Hope White. After a career in the trucking industry @byronssellers teamed up with @sharnicetwilliams to build a not so typical affordable housing empire. Niki would be released 4 years later to re-start her life and her education. You dont want to miss it. We dont recognize your country because its not the same country. He started out with 4, buying then as low as $1,500. According to research, the black dollar last ONLY 6 hours in the black community compared to 28 days in the Asian, 19 days in the Jewish and 17 days in other white communities. This episode will truly inspire any entrepreneur who is starting a business focused on impact. Usually, I ask the questions, but on todays show, Umar Clark of The Bureau Bullies established this as his premise to what would be a deeper look into credit, your finances, and your rights as a consumer. Tags : Amazon.com: Enemy Bloodline (Wahida Clark Presents) (9781936649075): Umar Quadeer: Books,Umar Quadeer,Enemy Bloodline (Wahida Clark Presents),Wahida Clark Presents,1936649071,African American - General,Literature & Fiction Genre Fiction,African American - Urban,Crime,FICTION African American Urban,Fiction,Fiction - General,Fiction . Under the Hoodestates tutelage, Not only does she own her own trucking fleet, she is also knee deep into real-estate, a 6 figure Youtuber and an accomplished author. .. Capture a web page as it appears now for use as a trusted citation in the future. Follow Shanti Hoffman on instagram @shantihoffman ; Gerren Hoffman @lordgeezuschrist ; Tamarias @tmk_administartiveconsultant ; @hoffmantransportation ; and @truckitright for more content. | This episode was produced with our friends at Invisibilia. He truly shines when he deep dives into the stock market and breaks down complicated concepts to everyday terms that we all can understand and resonate with. After getting her MBA, "Ash" would go to Corporate America overseeing the financials of a large freight brokerage. We have uploaded a genuine PDF ebook copy of this book to our online file repository so that you can enjoy a blazing-fast and safe downloading experience. We talk about Larry's humble beginnings and follow him through his journey into entrepreneurship. In this ebook you will learn: How to implement the law. On the show, we dive into their individual journeys and unpack what would eventually lead them to connect and build this unique platform. We talk about Eric's journey, escaping the 9 to 5 rat race and making the transition into full-time entrepreneurship. Casey is the consummate hustler who started early and has no plans on stopping anytime soon. This episodes is sure to inspire you as we talk about Ezells journey, marketing genius and go behind the scenes of the purple cow known as Zoagies. #97 Kory Neal - Building The 2nd Largest Minority Owned Truck Dealership In The USA | K.Neal TBC. Usually, I ask the questions, but on today's show Umar Clark of The Bureau Bullies established this as his premise to what would be a deeper look into credit, your finances and your rights as a "consumer". Though Casey would never lose her love for music she would soon transition into a shrewd business women starting a dump truck company with 1 truck, scaling it to a fleet and ultimately becoming a federal government contractor. #29 Loshawn Parks - Try Not to Land on Parks Place! Trucking with Loshawn Parks! Publication date. Step 1 is constructed according to an integrated content outline that organizes basic science material along two dimensions: system and process. This year Brittany also penned the Best Selling and Top rated #1 book by Amazon A Knock At Midnight in which shes shares her journey and the stories that guided her path. On Ash's first day as the "New CEO" of the company she was hit with a $4,000.00 bill just to get the truck in her possession. Since the 80s NYC and other metropolitan areas have been known for their infamous Dollar Vans. In this episode we talk to Multi-prenuer Ryan Akers @onlyryanknowsbest owner of Royalty R Enterprises. Football would become his ticket to college and would get him out of that environment. swiss immigration to america 1900s; first reformed protestant church jenison. You can catch Daniel on his popular YouTube channel https://www.youtube.com/c/thisisashville or on Instagram @daniellouisy, #69 Ashley Thomas "Make 10K A Month Recruiting Drivers While Providing Jobs" Supreme Driver Recruiting, The CDL truck driver shortage has plagued the Trucking Industry for years. Saturday, June 25th, 2016 st An interplay of political and normative factors has driven the backlash against the ICC. Dante breaks down his humble beginnings and what drove him into the trucking industry early at the young age of 20. Follow Herman Dolce @haitian_ceo for more content and credit/fiance tips. #16 Stephanie Lawrence - 4:44 Episode!!! Introduction. Five times the number of margin clinical photos. Not long afterwards he would pool together over 500 minority carrier units for UPS and his concept became a reality. You dont want to miss this podcast as he takes us through his entrepreneurial journey. Are we consumers or citizens and what should that mean to you? Course A heart of gold and born leader, Curtis Grant has been through it all. For more info Follow Ishar on Facebook at Facebook.com/EZeldsolutions or check out his company at www.EZeldsolutions.com. Metromax has an unorthodox approach to the industry that you might just want to pay attention to and take some notes. Select the best result to find their address, phone number, relatives, and public records. Follow Teeauna on Instagram @prettyp0ckets100 for dope content, #31 Truckin Justin - "I Have the Authority". In this episode I talked to Dante Dean, Owner of King Dean Logistics. #53 Damien Blackman - Big Drip J.A.D.A trucking empire returns for Truck N Hustle anniversary! 2). Jay Rich is an educated and decorated professional who could of had any job opportunity she wanted in the corporate sector. In total, they deliver about 5,000 packages per day. Pierre's story is truly amazing. New sections on protein synthesis, energy production and stem cells. They also talk about their journey in entrepreneurship and plans for the future. Eventually, He decided that he no longer wanted to gamble with his life and he had to do something else. YouTube Channel When todays guest, Eyo Epko, heard of this opportunity he wasted no time enlisting. Though most companies would not be receptive to Domo because of his past and prior felony conviction He was given a shot to drive a dump truck for a local small business owner with One dump truck. Get your first month Free! I own my own trucks so Her organization Buried Alive received funding and endorsement from television personality and influencer #kimkardashianwest . County. Kwame Nkrumah is a multi-preneur who along with his team were the first to bring Cryo therapy to Richmond VA wit @cryorva. You can now support Truck N' Hustle at www.Patreon.com/trucknhustle, #88 Thomas "Tank" Johnson - Building The Largest Network Of Black-Owned Trucking Companies With UPS, Thomas Tank Johnsons LNJ Enterprises, A true student of the game in under one year Latosha McNair started 2 Trucking Business's after listening to the Truck N' Hustle Podcast and some of your favorite guests . New Book Pre-order Mar 8, 2021. Is now the right time to start a trucking business? Unlimited Citations. As troubled youth, by the age of 15 he went to prison and did a 5 year sentence. Make sure your small business or start-up is prepared for the future Akeeba. (PHOTO OF 1936 MARIHUANA MOVIE POSTER.) 10706 Englewood Ave, Cleveland, OH 44108 is where Umar used to live back in the day. First, Niki would pursue a career in the medical field, but things did not go as planned. Mike took what he learned and all his HAZMAT experience, purchased a truck and a old tanker trailer and started Reliant Tanker Division. Check out their new season here. .. He would slowly grow his operation adding on additional box trucks. Jalen shares his amazing story with us and talks about how he grew his early business's to more than 60k per month and than, lost it all. xwTS7PkhRH H. Kim spotted this problem and now with his signature onboarding process has helped over 180 trucking companies set a standard of excellence before their driver and truck tires touch the road. With the October 15th tax deadline approaching, I decided it would be appropriate to tap in with a professional that could shed some light and bring some value on tax preparation and filing. In the colonial era, the United States enslaved Black people to build its infrastructure and continued to use them to build a foundation of wealth. 3). immediately. up on the roof poem analysis He has mange to carve out his own lane and has audacious plans for the future. "Are we consumers or citizens and what should Tank had to start over, and find a career outside of sports. Follow Destiny on Instagram @destinywaylogisticsllc and check her out online at https://www.destinywaylogistics.com/truck-dispatcher-e-course, #81 Lorenzo Badie & Justin Singh Forget Trucks, Control The Freight|S And R Logistics JB Inc, What is Third party Logistics (3PL)? In this episode they breakdown everything you need to know to get started in this hidden gem of a industry, in your area. Domo gives us a unfiltered look into the dump truck industry, his very own personal growth and overcoming adversity. Mike and his team developed a system for dispatching and scaling which would help them grow and they wanted to share their strategies with others others including friends and investors looking to get into the trucking industry. Renado's and his team at Crosswinds pride themselves on transparency and educating each customer on the options that best fit their particular circumstances and need. (Thesis) Delmard had a epiphany and started to purchase trailers in bulk. Marcus started his career in tech working for major companies such a Texas Instruments as a engineer. Physical Copies While Supplies Last!! Dollaride has added tech to create a seamless payment process to the once cash only business and added some other cool features to enhance the user experience. In this episode Mysherri sits back and allows me to fire off some tax questions her way as she smoothly handles them with finesse like Neo from The Matrix, LOL. 1. Natasha McKenna With this consortium concept, Tank and his team controls and helps to allocate millions of UPSs spend to Only black and minority carriers. Your work has impacted so many people on so may levels. They source everything from doorknobs to drywall, you name it. Serita Lockley is a self made dump truck entrepreneur whos been hustling as far back as she can remember. Now, You may know the brand! True hustle and grit Marcus bet on himself and continues to diversify and reinvent his business. A modern day business cant flourish without the right branding and marketing. In this episode we talk to James Boyd, the owner of Power Push Weight, LLC. Umar Clark was born on 04/08/1995 and is 26 years old. This organization was founded by Brittany, along With Co-founders #Sharandajones, successful entrepreneur and criminal justice advocate and #Coreyjacobs, Senior advisor to Sean P Diddy Combs at Combs Enterprises. James talks about everything from the car hauling business to general freight and gets real about the current state of the industry. 2021-05-05. #21 Eric Ball - What Your Online Course Wont Teach You! D.O.T Masterclass. Tank would have many memorable moments and enjoyed his career ,however, like most athletes life after sports can be an uphill battle and very difficult to find your footing. Chris has always been a entrepreneur. https://www.knealtbc.com Poets on Stage: The Some Symposium on Poetry Readings, ed, Alan Ziegler, Larry Zirlin, Harry Greenberg (1978): pdf. Now, Su and his team at Dollaride have directly partnered with Dollar Van operators to expand their territory, increase their profits and give passengers more affordable travel options in transportation deserts. If I want to pull over and work out On the show today, we are also joined by Ashley's top recruiter, Taye, who drops some driver recruiting tips and tricks and explains how lucrative driver recruiting can be. Follow Will Roundtree on Instagram @mrwillroundtree for more information and content and pick up his new book titled Full Time CEO The sh** they dont tell you! What may be even more impactful is the fact that ONLY 2 out of 2,100 TRUCK dealerships in the country are black-owned. Kim started his career working in a warehouse, growing into a leadership role at 20. (And of course, as a side mission, they were sent to guard the opium fields so that the CIA could flood the streets of America with cheap heroin as part of a project to flush an entire generation of white men down the toilet.) Download Lectures Notes: Clinical Medicine 7th Edition 2018 PDF Free. Post Author. Letter To Patients From Dentist Moving Practice. trailer into a Mobile Cryo Therapy Machine! It honestly felt like i was talking to my cousins at a family reunion. 145 Daily Edition 117th Congress (2021 - 2022) - 1st Session. Sign up here: http://www.truckersedge.com/0001922618DAT POWER is the industry's most advanced load board for carriers and freight brokers, with powerful tools for advanced filtering, group collaboration, automatic refreshes, multiple searching and posting simultaneously, partner research tools, and market-leading rate tools. 1 min. Tribune Content Agency is pleased to announce Patti Varol as editor of the Los Angeles Times Crossword Do-It Yourself Credit Repair Kit Page 10 of 77 For example, "The Smith Bank account from 2004 was a shared account with my ex-husband." The 34 year old entrepreneur has built an impressive fleet of 9 Trucks and 15 trailers, specializing in hauling hazardous materials (HAZMAT) that consist of everything from Fuel to Wine and Orange Juice. "We talking about Taxes?" To learn more about the consortium click here https://uniteusglobalcarriers.rmissecure.com/_s/reg/GeneralRequirementsV2.aspx and UniteUs Global https://www.uniteusglobal.com/, #87 Shay Lynn Dixon "How To Become A High Ticket Freight Broker| Allegiant Logistics | Aerospace, Shay Lynn Dixon started her career working in logistics, supply chain, and finance in Corporate America 15 years ago with no experience or knowledge of the industry. Tanks talents would eventually lead him to the NFL where he would have a fruitful career and retire with the Falcons. This book is stunning in its breadth and in its ease of use. diy reparations umar clark pdf - hydme.com Which he would grow to become a success. 1. Kim, the Queens, NY naitive, grew up in a rough evoirnement that he refused to become a product of. Publication date. So they decided to take matters into their own hands. The amount of time available for breaks may be increased by finishing a block of test items or the optional tutorial before the allotted time expires. Follow Hoodestates on instagram @hoodestates and @hoodestates_sandy for more explosive content! He accepts the fact that at one point he took from his community so now its his responsibility to give back by providing jobs. He has developed a recipe for success that has grown his company to operating and dispatching 30 Dump Trucks in under 5 years with multiple contracts that keep him and his team busy all year around. .. His father was imprisoned, when he was at a young age, causing Kim and his older brother to grow up fast enduring the streets while seeking a more productive path. Follow Damien on Instagram and YouTube @jada_trucking _empirealso learn more about his consulting and other endeavors at jadatruckingempire.com #getrichanddietruckin #getfitordietruckin, #1 Dante Dean - King Dean The Port Authority. Truck N' Hustle - #1 Trucking Podcast: Umar Clark - "Bankrupt The What some may not know Prior to this collaboration Each of the two were making a splash in the trucking and logistics industry with their own respective business endeavors. Staying true to her WHY, Brittnay teamed up with one of her former clients, who served 15 years in prison, to build a Trucking company, Trustworthy Trucking. Where most would have given up, Keidrain manage to be resilient and not allow his past to determine his futrue. In this episode Eric breaks down in detail all aspects of the roadside inspection and what you need to be doing preemptively to avoid penalties, fines and lost business opportunity. Follow Pierre Laguerre on instagram @pierre_laguerre5 and check out https://www.fleetingpro.com/ for more info. To date, Brittany along with co-counsel has litigated over 50 cases for early release and has been extremely active utilizing her resources for criminal justice reform. K.Neal Truck and Bus Center is one of them. Www.goodenergyworldwide.com We also dive into the power of minority certifications and BJ's other passion, marketing and sales funnels. web pages He got his start with box trucks, which he scaled up to 12. It's Bigger than trucking, Get ready for a whole lot of Innovative - Good Energy! [/ICCBased 3 0 R] #15 Casey Cooper - That $5.5 Million Hits Different The Compass Circle! | This episode was produced with our friends at Invisibilia. With @_uconsulting Sam wanted to help companies (30 + ) not make the mistakes he did along with helping them make more money and connecting them with the right people along the way. 36 Home Cleaning Hacks To Transform Your Routine! After tons of hard work and research, Shay, along with a partner decided to start their freight brokerage which focused on a unique niche in the aerospace and manufacturing industry, moving commodities such as airplane parts and machinery. On todays show we checked in with the incomparable Wall Street Trapper. It was here that Ash was first exposed to logistics and the many hidden opportunities in which she had no previous knowledge of. In this episode, Renado will answer a lot of the FAQ's and baseline questions you may have about insurance as a newbie and clarifies some of the common misconceptions. Eric is the missing module in your online courses. DIY REPARATIONS 2.0 DIGITAL | The Bureau Bullies Ben has a wealth of knowledge that he brings to the table over many years of experience in the field. After some time in prison, Damien started out with one dump truck and a plan and has since built his brand to include Dump truck excavation and aggregate, business consulting and even a pretty unique apparel line. Make sure you follow Zo @Zobadie and Justin @SANDRLOGISTICSJBINC, #80 Marcus Cooksey-The Quickbooks Killer Artificial Intelligence for Trucking Accounting | Duke.AI, Episode #80 Marcus Cooksey @duke.ai . This wunderkind is definitely and "old soul" wise beyond his years. Meet Husband and Wife Prunetta Brunson, Nurse Practitioner & Fitzgerald Gatson, Trucking Entrepreneur. The Case for Reparations - University of California, San Diego I had the pleasure of speaking with Ezell Barnes, the owner of Zoagies. After some disappointments, she would end up finding the trucking industry by way of a $5,000 freight brokerage training course, which unfortunately left Niki with a lack of knowledge, resources and questions . #28 Herman Dolce - You will only make as much as your clients do! Credit and Business funding! In the Episode we talked with Stephanie Lawrence about the important strategy of building business credit. It didn't come easy, Lo had ups and downs and even went in the red $110K to get there. Follow Kimberly @transportexpert for more. %PDF-1.7 Planet Money. Latosha saw a problem and then created her 2nd business, LNJ Enterprises, assisting carriers and truck investors with their start up paperwork and maintaining compliance. After some time off Mike decided to haul fuel because he knew it was the highest paying local CDL job in his area and he had previous HAZMAT experience. Their page is filled with inspiring stories of black entrepreneurs who are creating, marketing and selling everyday household products form soaps, detergents to tooth brushes and underwear. DIY Reparations. Soon, Domo felt that he was Ready for entrepreneurship. With a finance MBA, Mysherri Rhodes Aka The Truckers Accountant of (Taxedo Tax and Accounting Firm) specializes in preparing and filing taxes for truckers, Specifically! Ben is the business development manager in charge of on boarding and supporting new and existing clients. Order REPARATIONS HANDBOOK FOR APPLE OR NOOk, Order REPARATIONS HANDBOOK ON AMAZON. It works like a face-time or a simple telephone call, allowing patients to be seen, diagnosed and prescribed their healthcare needs, but all virtually. #2 Damien Blackman - J.A.D.A Trucking Empire "Get Rich or Die Truckin" The Dump Truck Edition, Damien Blackman is the owner of J.A.D.A, Inc. B.k.a J.A.D.A Trucking Empire. Seek inspiration for reparations work through other sources of ideas, such as the NAACP, the National Coalition of Blacks for Reparations in America (N'COBRA), the Urban League and the National American Reparations Commission, Artist Natasha ! Brittnay hopes to inspire and also help fund others in their endeavors as they re-enter society. Ishar gives plenty of nuggets away in this interview as we talk about his journey, his failures and his success's. Follow Mysherri @thetruckersaccountant and make sure to contact her for a FREE 15 min consultation. He tapped in to Marshalls financial planning background and leveraged his industry knowledge to create 3PL Perks, a program geared toward creating reward points for carriers to use toward financial services to do what they already do best.